Take Your First Step Toward Taking Control Of Your Credit!
Why is a free credit report important? Your credit report is important because it's a summary of not only your accounts but also your payment history. The payment history includes if you paid on time on your accounts and your balances.
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Here's Why A Credit Report Is Critical. . .
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You credit score is based on all the information included in the credit report. A credit score or FICO is a 3 digit number that institutions judge whether you are credit worthy or not. The better your free credit report the higher your credit score is. This helps you get better interest rates on loans.
Why check your credit report?
It is vital you keep watch on your credit report. You could have errors that can lower your credit score. Errors could be just simple typos or items more serious such as an old debt that was paid off, just never removed.
You can usually have any errors removed. You also have a chance to explain certain items. This explanation can appear on your credit report.
In this day and time of identity theft, checking your credit report can show if anyone has been using your identity. This could stop the identity theft before it totally ruins your credit!
So order your free credit report today and help protect your credit.
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